Cheap car insurance is not a reality for most young drivers

According to research, young drivers are spending around 18% of their full time salary on car insurance.


The average price for male drivers is £3,635, whereas insurance for females is a less eye-watering £1,869.  However, despite the high price of car insurance, the reasearch has actually found that cover for younger drivers has been driven down over the past year.


But until young drivers show a history of safe driving, they are always going to be a more high risk option for insurance companies and therefore will be forced to pay higher premiums.


Young people are a higher risk for a number of reasons including, less experience, less able to react to unfamiliar road situations and the distance they travel. 


 The popularity of pay-as-you-drive insurance is becoming more popular as young people are using them in order to pay less for their car insurance. 

So what is the best advice for young people.  Choose a cheap car to insure.  Find out the insurance costs before buying the car.

Have a look at pay-as-you-drive insurance as one way of lowering your car insurance.

Do you have any questions?  We will always try to help. Add your comments below and join the debate.